See my views on the challenges of the FCM model and how FCMs will adapt in my interview on John Lothian News published on December 9, 2013:
For the written article, see: http://www.johnlothiannews.com/2013/12/fcm-dodd-frank-gary-dewaal/--.UqZz1JF5u1k.
Challenges of the FCM Model
My View Between Bridges